Due to the worldwide pandemic of COVID-19 we are seeing increased levels of enquiries so please bear with us as response times may be longer than usual. Please endeavour to email us, rather than call, where ever possible. Many thanks for your patience and continued support

Thank you for choosing Orchard Funding Ltd to spread the cost of your school fees.

Thousands of customers use our award winning facilities across a wide spectrum of markets from the professions, insurance, property and education sector.

We are proud of our heritage and as parents who use the independent sector we are confident you will find our product of great value.

How does the product work

  • You apply online

  • We will pay the fees to your school at the start of term

  • You pay us back each month via direct debit (12 months)

What fees will you charge me?

PEACE OF MIND - our fees are fixed for the entire school year, so you have peace of mind.

TRANSPARENCY - we work with your school and agree a price that makes sense for you as well as us. We will provide you with a clear indication when you apply however the majority of our parents are charged an interest rate of 2.85% per annum. This is an Annual Percentage Rate of 6.3%.

Example of your monthly commitments:

Loan Amount £ 10,000
Interest Rate 2.85% (£285)
Total Cost to be Repaid £10,285
Monthly Payment Over 12 months £857.00
APR 6.3%
Please note - The cost of credit may change from time to time but you will always be provided with at least a Terms notice if this is the case
  • What if i can't pay the monthly instalments

    • First of all call us before your direct debit fails
    • We will try our best to help you but it may be the case that you are unable to continue with your commitments.
    • In this case we would have to terminate the agreement and you would then need to speak with the school directly.
  • What will i need to complete this application form

    • Your bank account details - for us to collect your monthly direct debits
    • Your contact details – name and address