Group Policy and Applicability

This Group Cookies Statement applies to all subsidiary companies of, and including, Orchard Funding Group Plc (the “Parent Company”). The subsidiary companies are Orchard Funding Limited and Bexhill UK Limited who are wholly owned by the Parent Company. All together the “Group”. This Group Cookies Statement is provided on the Websites of all Group companies.

Please note that the information provided in this Group Cookies Statement will apply to you either in whole or applicable parts depending upon which services you have applied or registered for and whether or not you are a consumer or business user. If you would like to know more about how we use your information then please use the contact details provided elsewhere in this statement.

Our Group company Websites provide product information, allow communications and document submission, and depending upon the services applied for, may also allow online loan applications for consumers, business users and registered partners.

1. Introduction

1.1. We use cookies on our website, (“Website”), which amongst other things, helps us to improve your experience of our Website and to ensure that it performs as you expect it to. The use of any information gathered by cookies will only be used under the terms of our Privacy Policy.

1.2. A cookie is a small amount of data which often includes a unique identifier that is sent to your computer, tablet or mobile phone ("Device(s)”). They can improve your experience of using a website, for example, by remembering your preference settings and tracking your use of a website so that it can be improved to meet your needs.

2. Types of cookies

2.1. The tables in section 3 below explain what cookies we use on our Website, why we use them and whether they are strictly necessary or another type of cookie i.e. "functionality" or "performance" cookies. We also state in the table whether a cookie is a "persistent" or "session" cookie.

2.2. When you first use our Website, all our cookies will be turned on and you will have seen our alert about this. If you continue to use the Website, we presume that you are happy for all cookies to operate.

2.3. Persistent cookies remain on your Device between browsing sessions. They are activated each time you visit the Website that created that particular cookie. For example, where a "persistent cookie" is used on a website to remember your log-in details, you will not need to enter those details each time you visit that website.

2.4. Session cookies allow website operators to link the actions of a user during a browser session. A browser session starts when you open the browser window and finishes when you close the browser window. Session cookies are created temporarily. Once you close the browser, all session cookies are deleted.

3. What cookies do we use?

3.1. Strictly Necessary

These cookies are essential to enable you to receive a service on a website, for example, cookies that enable you to log into secure areas of our Website, make use of e-billing services or to comply with the law (e.g. such as to keep your information safe). We would not be able to operate our Website without using the "strictly necessary" cookies listed below :

3.2. Analytical/Performance

These cookies collect information about how visitors use a website, for instance, which pages visitors go to most often and if they get error messages from web pages. These cookies do not collect information that identifies a visitor; all information collected by these cookies is anonymous. We only use such information to improve our services and our Website. These cookies help us to improve the way our Website works, for example, by ensuring that users are finding what they are looking for easily.

3.3. Marketing

Marketing cookies are used to track visitors across websites. The intention is to display ads that are relevant and engaging for the individual user and thereby more valuable for publishers and third party advertisers.

3.4. Functionality

These cookies allow the Website to remember choices you make (such as your log in details) and customised preference settings (e.g. text size). This enables us to personalise our content for you, greet you by name and remember your preferences and improve your visit. These cookies are also used to provide services you have asked for such as watching a video. Information collected by "functionality" cookies may or may not be anonymised, but they cannot track your browsing activity on other websites. The "functionality" cookies on our Website only collect anonymous information.

4. Blocking cookies

4.1. If you don't want us to use cookies when you use the Website, you can adjust your internet browser settings not to accept cookies. Your web browser's help function should tell you how to do this. Alternatively, to find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit the website: . This website will also explain how you can delete cookies which are already stored on your Device.

4.2. Please be aware that if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our Website.

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