Navigating Site Fees and Funding in 2025

By Orchard Funding – Supporting the UK Leisure Industry

As we head through the second half of 2025, the UK leisure and holiday park sector is seeing both growth and financial challenges. At Orchard Funding, we're proud to support holiday park operators and holiday home owners with finance solutions designed for the unique needs of this industry.

Site Fee Inflation – What’s Happening?

Over the past year, average site fees have risen by around 7%. These increases are largely due to:

  • Rising energy and utility costs
  • Park maintenance and infrastructure investment
  • Increased local authority charges

Many parks have introduced tiered pricing models, and some have offered seasonal or loyalty-based discounts to long-term owners. Despite these efforts, many owners are feeling the pinch.

Flexible Finance Options Are in Demand

With higher costs, more customers are turning to finance plans to spread site fees over the year. Orchard Funding has seen a noticeable increase in applications for:

  • Site fee finance (monthly instalment options)
  • Holiday lodge and caravan finance
  • Maintenance and insurance finance solutions

Benefit: Spreading costs over time helps customers manage their budget while maintaining their leisure lifestyle.

If you're a holiday park operator, offering a finance option could improve customer satisfaction, reduce arrears, and encourage renewals.

Industry Growth and Investment

Despite inflationary pressures, there’s continued investment and optimism in the UK leisure market:

  • New parks are being developed across the UK
  • Existing sites are adding glamping pods, luxury lodges, and green energy systems
  • Demand for UK-based holidays remains strong

Orchard Funding works with park operators to provide commercial finance solutions for site improvements and business growth.

Regulation and Transparency

There’s a growing focus on consumer protection and transparency in the holiday park industry. Holiday home owners are encouraged to:

  • Carefully review their park agreement and site fee structure
  • Request a breakdown of what site fees cover
  • Be aware of changes to terms, especially around subletting and season lengths

The National Caravan Council (NCC) and other industry bodies continue to push for fair treatment and clear communication between parks and owners.

How Orchard Funding Supports the Leisure Industry

We specialise in funding solutions that include:

  • Site fee finance – flexible, monthly payment options
  • Leisure asset finance – including holiday homes, lodges, and caravans
  • Business finance for park operators – for growth, upgrades, or cash flow support

Our lending processes are clear, regulated, and tailored to the needs of this growing sector.

Ready to Talk?

If you're a holiday park operator or a leisure customer looking to spread the cost of site fees, Orchard Funding is here to help.

 Contact our team today to explore your options:

www.orchardfunding.co.uk | info@orchardfunding.co.uk | tel: 01582 635100

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